Could it be that the universe is now seeking retribution for some unnamed mistake you made or some lapse of judgment you experienced some time ago?
After all, there is no reasonable explanation for bad luck, right? Wrong. Being in the middle of a long process of coincidences and bad happenings it feels like you are cashing in all of your chips. At some point in the near future it will all come together and it will make sense.
You are not being punished, you are being prepared for something much better. Follow your Karma.